Funding for restaurants, cafés & bars · $5K–$1.5M · Approvals in as little as one day · Funding in 3–7 business days Talk to a funding specialist: (310) 402-1600

About us

About Restaurants Financing

One industry, one focus: fast, fair funding for independent restaurants, cafés, and bars.

Who we are

Restaurants Financing focuses on one industry: independent restaurants, cafés, bars, and franchisees. Restaurant owners kept telling us the same story. Banks treated them as high risk. Equipment vendors pushed expensive leases. Cash-advance companies took a cut of every card swipe. We built this site to give owners straight answers and fast, fair funding.

Meet your funding specialist

Marie Lokmanyan

Marie Lokmanyan

Vice President & Senior Loan Consultant

Marie has spent 20 years in commercial banking and business lending, including more than a decade as a private banker at Wells Fargo, and works one-on-one with every restaurant owner who contacts us.

  • 20 years in commercial banking and business lending
  • Former Private Banker at Wells Fargo for more than 10 years
  • Business funding consultant to small businesses since 2016
  • B.S. in Business Administration, New York University

Get my pre-approval numbers

Our lending partner

Loans are funded by ARF Financial, LLC, a direct business lender founded in 2001 and licensed by the California Department of Financial Protection and Innovation (California Finance Lender License No. 6037958). It has reported more than 18,000 loans approved and over $1 billion in proceeds, and restaurants, including franchisees, are one of its core industries.

How we get paid

Our review is free. We're compensated by our lending partner when a loan closes. It never changes what we publish, and you'll see your full cost before you sign. See disclosures and editorial standards.

Find out what your restaurant qualifies for today

Answer a few questions and a funding specialist will get back to you the same business day. Send your last 3 bank statements and you can be approved the same day. Checking won't affect your credit.